Don't let one person own a tool alone
Having one owner per tool is smart, but taken too far it becomes a trap, where only one person on the whole team actually understands how a key tool works. When that person is out, the tool becomes untouchable for everyone else.
This matters because businesses run into real trouble the moment the one person who set up the invoicing system or the customer list steps away, even for a short break. Nobody else knows where the settings live, how to add a client, or what to do when something looks wrong. That single point of failure can cost more than the convenience of letting one expert handle everything saved you. I check this whenever I look at a new business's stack, asking who is the one person who understands it and what happens if that person is out for a week.
The fix is simple: the owner still leads, but one other person should know the basics well enough to keep things running for a week without help.
Try this today: pick your most critical tool and have the owner walk a teammate through the basics this week. Write the steps down somewhere the team can find them.