Before buying a tool, ask what it replaces
Whenever I am tempted by a new tool, I make myself answer one question first: what is this replacing. If the honest answer is nothing, that tool is not solving a problem, it is just adding a new habit and a new bill on top of the ones I already have.
This matters because it is easy to fall for a tool that looks exciting without checking whether it actually removes a task from your plate. A stack built this way grows tools the way a closet grows clothes nobody wears. Each one seemed useful at the time, but together they just take up space and slow you down when you are hunting for the right one.
The better path is to treat every new tool like a trade. Something old goes away, or the new one earns its place by doing a job nothing else does yet.
Try this today: before your next software purchase, write down the exact task or tool it will replace. If you cannot name one, put the purchase on hold for a week and see if the urge passes.