Draft private, polish in the open
A useful habit once you have both a local and a cloud AI tool available is splitting the work between them. Use the local model for the messy first pass, the part where you are working through real client details or early numbers nobody else should see yet. Once you have stripped out the sensitive pieces, hand the cleaned-up version to a cloud tool for the polish, since cloud tools are usually stronger writers. I run this exact split myself, drafting rough and private locally, then moving the cleaned version over once I trust it.
This split gives you the best of both without forcing a choice between privacy and quality. The private thinking happens where it is safe, and the public-facing writing gets help from a sharper tool.
It takes a little discipline to actually remove names and numbers before switching tools, but once it becomes routine it barely adds any extra time to the process.
Try this today: take one piece of writing you are working on, draft the messy version with private details intact, then rewrite a clean version with those details removed before you touch a cloud tool.